1.0 “We” refers to mytopexchange.com (a subsidiary of R-Global Integrated Systems) and “You” refers to anyone using the service of mytopexchange.com.

1.1 We are not a financial institution and we are not a subsidiary of Paypal, Webmoney, Neteller, InstaForex, Bitcoin, Binary.com or Perfect Money.

1.2 We are an Independent eCurrency Exchange Service Provider.

1.3 We respect the privacy of our clients and will not share your information with anybody.

1.4 After making a deposit to our company bank account, You agree to fill the Account funding notification form located inside your mytopexchange.com account profile not later than 72 hours(3 days) after making the bank payment to us.

1.5 Multiple Payments deposited to our bank account that is less than the amount stated on order invoice will not be refunded. Customer will have to balance up to receive ecurrency.

1.6 Multiple Mytopexchange accounts is not allowed. We allow only one account per customer. In the case multiple accounts are detected to have been opened by a single customer, One of the accounts will be kept active while others will be restricted.

1.7 All transactions must be done via our website, www.mytopexchange.com. We do not conduct exchange transactions on any social media website. Beware of scammers.

1.8 All buying/selling transactions are made through our company bank accounts.

1.9 You are responsible for supplying your correct E-currency account number. In the event that your fund is sent to a wrong account because you supplied a wrong account number, we will not be liable for any loss you may incur.

2.0 You will not use our services for SCAM or money laundering activities.

2.1 We will keep records of all transactions and we will make them available to relevant authorities when necessary.

2.2 We do not accept third party transfers. You agree to send/receive money to/from us with your personal bank account ONLY.

2.3 You are FULLY responsible for the security of all of your accounts. Keep your account username/password/bank token/ATM PIN safe. We do not have ANY access to your account.

2.4 All transactions are concluded within 15 Minutes – 72 Hours. If there is any delay in your account funding or withdrawal, Please get in touch with our support department on the contact information listed on our contact page.

2.5 In the case you are selling your E-currency to us. We pay into your bank account the equivalent amount of the E-currency we receive in our account.

2.6 We pay you the exact amount calculated at the point of order.

2.7 E-currency funding is final. You can not request a refund of your money once your e-currency account has been funded.

2.8 Bank Account funding is final. You can not request a refund of your E-currency once your Bank account has been deposited otherwise you will need to place a buying order to the company again.

2.9 You must be 18 years and above to use our service.

3.0 We reserve the right to change the price of any of our products by posting the information on our website. Note that a mail or SMS may not be sent to a customer for any changes in the price.

3.1 We reserve the right to amend these terms and conditions at any time.

3.2 By using any of our services, you agree to be bound by these terms as stated here.